If you have lung cancer, you are part of the 1 in 14 people in the United States today who will be diagnosed with lung cancer in their lifetime. Fortunately a lung cancer diagnosis—due to advances in science—may no longer be a death sentence. Accordingly, over the years it has generally become easier to obtain lung cancer life insurance if you know where to look. However, before starting your search for lung cancer life insurance, you may want to address the following concerns:
Was your cancer detected early?
If your lung cancer was detected early, then you could be in luck. Not only might this help in battling the cancer, it could also help you find an affordable life insurance rate. Life insurance for cancer patients could be more readily available to those whose cancer is at a low stage and grade. This typically happens only when your cancer is detected early enough. Therefore, if lung cancer runs in your family, you should be checked for it often because it may not only save your life but could also help you find a more affordable lung cancer life insurance rate if you were to ever be diagnosed with it.
Are you a smoker?
Recent research has shown that many of the carcinogens found in tobacco smoke have led to the increase in the amount of people being diagnosed with lung cancer since the 1930s. On average, your chances of receiving affordable life insurance may be reduced once diagnosed with any form of cancer. Then if insurance companies found out that you are a smoker, you will usually have an even harder time trying to find affordable lung cancer life insurance. Quitting smoking could not only help you live longer, but may also help you find more quality lung cancer life insurance policies than you could have obtained while you still smoked. Visit this page to find out more about smoker life insurance.
Have you completed treatment yet?
Usually, insurance companies tend not to offer policies to those actively undergoing cancer treatments. However, if you have successfully completed treatment, you can potentially start applying for quality life insurance rates. Typically it may take up to three years after completing treatment for a lung cancer patient to receive an affordable life insurance rate. Nevertheless, this is not set in stone and it is up to you and your lung cancer life insurance specialist to decide when it right for you to apply for such policies. For more answers about life insurance, visit our article “Questions about Life Insurance.”
If you would like us to help you potentially find quotes for lung cancer life insurance, please be sure to fill out the short form on this page. The free, no-obligation quotes you may receive could be your first step towards helping the financial future of your loved ones.