If you are looking for term life insurance quotes, we can help you find competitive rates. These are some of the top frequently asked questions we receive on term life insurance prices.
What is covered with term life insurance prices?
Well, term life insurance prices might potentially be more competitively-priced forms of life insurance because they provide temporary coverage for a set term, usually for terms for 10 years, 15 years, 20 years and in some cases, even 30 years. And unlike whole life insurance, which covers you for your whole life, term insurance neither builds cash value over time, nor does it serve as an investment tool.
Where can I find out potential term life insurance prices?
You can find out term life insurance rates by requesting free, no obligation quotes. Just plug in a few bits of information to a simple quote form; we may help you find a competitively-priced term life insurance rate.
Do you have any tips on how I can get the lowest term life insurance rate?
Yes. Don’t smoke – smoking may generally increase your term life insurance rate. If you quit smoking, you may generally get lower term life insurance rates than you might as a smoker.
If you want to get good term life insurance rates, you should also aim to stay at the proper height to weight ratio. Even being just a few pounds overweight may keep you from getting a low term life insurance rate.
Is there anything else I should keep in mind when I consider searching for a good term life insurance rate?
When you’re deciding on your benefit, figure out what your beneficiaries might need to live on. Depending on your situation, you may consider purchasing a policy worth between eight and ten years worth of your current income. So don’t buy insurance you may not need, if you want to be offered reasonable term life insurance prices.
What do I do if I have any more questions about term life insurance rates?
Fill out a simple online form to start your search for cheap term life insurance rates.