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Buying Life Insurance Online: Is it Safe?


Are you considering buying life insurance online? As more consumers turn to the Internet for solutions to their problems and to gather information, it may be helpful to know a little more about the industry and some basic guidelines to help you navigate these waters, which may be risky and unfamiliar at times. Buying life insurance online is another convenience available to consumers today. Visit this page for more information about buying life insurance online.


When you are looking at getting online life insurance quotes, you may want to comparison shop. One of the benefits of buying life insurance online could be access to a plethora of information. This may be very useful. It could also be inundating, but by being thorough and doing your research online, you may be able to figure out your options and get online life insurance quotes that could be right for you. You may be able to select a policy without having the pressure of a sale with a live agent.

Many people could be concerned about the safety of buying life insurance online. It is important to buy from a legitimate site that displays an insurance license in your state. Most legitimate online life insurance retailers may be licensed in all 50 states. Check with the Better Business Bureau to find out if the site is in good standing before you share any personal information. Determine what type of site you are considering, whether it is a broker site, corporate site or lead capture site. A broker site is generally hosted by insurance brokers for several insurance carriers and may offer comparison shopping in one interface.

Corporate life insurance websites are generally hosted by a single life insurance company. They usually enable you to comparison shop among products, and you may not be able to see quotes from other companies. Lead capture sites often resemble broker sites, but instead capture consumer information that is sold to insurance companies and brokers and do not provide online quotes. Instead, you may receive phone calls and emails from agents with multiple online life insurance quotes for you. Before you share personal information online, check that the site is legitimate, secure, and verified.

To get quoted for term life insurance policies on a secure site, fill out this simple form for free quotes!