Get a $250,000 policy for as little as $14 a month*

High Risk Life Insurance

Looking for high risk life insurance? We may be able to help. We can help find you quotes for life insurance for high risk people, whether you are considered a high risk to companies due to health reasons or physical activities. Here are some of the most frequently asked questions we receive on high risk insurance.


What is high risk life insurance?

The name “high risk life insurance” entails what is involved – it involves insuring people who are of a high risk to insure. If you engage in activities such as rock climbing, bungee jumping, skydiving, paragliding, motorcycle racing, etc., you may be in need of a high risk insurance policy, as the risk of you coming to a tragic end may be considered much more likely than if your hobbies included checkers and tiddlywinks.

Life insurance for high risk people also helps cover people who have particular medical conditions, such as cancer, HIV, heart disease, diabetes, etc. People in those cases are generally expected to have a shorter lifespan than those with no such medical conditions. Thus, they may have a need for high risk life insurance.

How can I get a high risk insurance policy?

You can start by filling out a no-hassle quote form to get more information on life insurance for high risk people.

Is life insurance for high risk people more expensive than traditional life insurance?

Yes, it generally could be. It’s due to the extra costs, and extra likelihood involved that the policy may have to be paid off.

Is there any way to get a lower rate for life insurance for high risk people?

If you limit doing high risk activities, you could see your rates come down for high risk insurance. And if you have medical issues due to obesity, your rates will also go down if you lose weight.

Related Articles:

Understanding High Risk Life Insurance

High Risk Life Insurance